BAPL and Oxbury Bank launch finance to help British growers expand

The partnership is designed to help growers invest in orchard planting and specialist equipment for harvesting, grading and packing — directly supporting BAPL’s ambition for at least 60% of apples sold in the UK to be British by 2035. 

Through Oxbury farm loans and Oxbury asset finance, growers can access flexible, competitively priced finance tailored to their sector and seasonal business needs. The facilities include funding for up to 100% of planting and establishment costs, interest-only and drawdown options, and no early repayment fees — all structured to fit the realities of top fruit production cycles. 

Ali Capper, executive chair of British Apples & Pears Limited, said: “British apple and pear growers are investing for the future, but they need access to finance that understands their business. 

“This partnership with Oxbury Bank is about ensuring that our growers can modernise, replant, and expand with confidence.  

“Crucially, access to these competitive loans depends on secure, multi-year supply arrangements — so we’re calling on retailers to commit to long-term partnerships that give growers access to these products and the security they need to invest. Only by working together can we grow more British fruit for consumers.” 

‘Helping growers invest’

Oxbury Bank explained it brings a deep understanding of agricultural cashflow and sustainability. 

Nick Evans, managing director and founder of Oxbury Bank, said: “We’re proud to support British apple and pear growers through this partnership with BAPL. Our farm loans and asset finance products are built to help growers invest in new orchards and the equipment that drives efficiency and productivity. Together, we can help secure the future of British fruit growing and strengthen the UK’s food resilience.” 

Applications are subject to status, terms and conditions apply, and a grower-packer corporate retailer supply contract of at least 10 years is required. 

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